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On 12th June 2025, The Lalit Mumbai hosted the inaugural Bharat Collections Awards & Summit 2025, bringing together over 200+ collection-focused delegates, 50+ speakers, and senior leaders from India’s financial services ecosystem. The event was organized by The Brainalytics and strongly supported by presenting partners Spocto X, Indias largest AI-powered end-to-end collections platform, and YuCollect, Indias first unified collections infrastructure. Both platforms played a central role in driving the event’s agenda of innovation, transparency, and responsible collections. India’s first-of-its-kind Bharat Collection Summit & Awards 2025 Redefining Collections with AI, Innovation & Empathy The day opened with a powerful keynote by Mr. Anil Tandon, Senior EVP, Retail Portfolio Management, HDFC Bank, who emphasized how collections is evolving from a backend function to a strategic business partner through AI, predictive analytics, and a balance between automation and human judgment. “AI will own the patterns, but humans will always own the emotions. Together, this collaboration will transform collections from merely recovering dues to proactively preventing losses.” Insightful Dialogues Across Leaders The summit featured deep industry discussions led by senior executives. Mr. Krishnendu Majumdar, CPTO at Yubi Group, presented a standalone session on “The New Frontier: Empowering Bharat’s Credit Revolution with AI and Human Ingenuity,” highlighting how AI can enable hyper-personalized, scalable, and responsible credit and collections models. Panel discussions featured leaders like Mr. Bhavin Parekh, Co-founder, YuCollect, who moderated the session “Collections 2.0: What a Modern Infrastructure Should Look Like,” joined by executives such as Mr. Sagar Chaudhuri (HDFC Bank), Ms. Sukhvinder Kaur (State Bank of India), Mr. D S Tripathi (Aadhar Housing Finance), Mr. Binit Jha (IDBI Bank), along with other senior leaders from DBS Bank, NPCI, Bank of Baroda, Poonawalla Fincorp, John Deere Financial, ICICI Home Finance, Bajaj Capital, DCB Bank, Karnataka Bank, Fibe, and Bajaj Housing Finance. Additional panelists included Mr. Yatnesh Mittal, Head, Business Growth & Strategy, ETHERA (Creditas Solutions) and Mr. Vivek Nair, Regional Director, Gnani.ai. Mr. Ananth Shroff, Founder & CEO, DPDzero, delivered a standalone session on “Reinventing Debt Collections for India,” where he explored the importance of risk intelligence and digital-first strategies to modernize traditional collection workflows. Mr. Anirudh Yadava, Enterprise Sales Lead, Gnani.ai, conducted a forward-looking session on “Transforming Collections with Gen AI,” showcasing how generative AI and voice automation can create hyper-personalized borrower journeys to enhance customer experience. Recognizing Industry Excellence The summit also celebrated outstanding contributions through the Bharat Collections Awards 2025. Mr. Devarsh Mapuskar, Business Head, Spocto X, and Mr. Kapil Rohilla, Operations Head, Spocto X, felicitated individuals and organizations driving innovation and excellence in collections. Among the many awardees, recognitions included Mr. Girish Patnaik (Bank of Baroda) for outstanding contribution, Mr. Datta Chavan (Reliance ARC) for innovation in collections, Mr. Vishal Chugh (Tata Capital) as debt management innovator, Mr. Binit Jha (IDBI Bank) as most promising CDO, and Mr. Karthikeyan Ramaswamy (Poonawalla Fincorp) as Innovative CDO of the Year. Corporate honors went to HDFC Bank, Central Bank of India, Karnataka Bank, and IDBI Bank. The “Best Collection Team of the Year” was awarded to Central Bank of India, received by Mr. Sanju Mangrulkar along with his team Mr. Sukesh Jha, Mr. R L Nayak, and Mr. Amit Verma. Several other leaders and organizations were also felicitated for their impactful work. Setting New Industry Benchmarks The event marked a significant milestone for India’s collections industry, providing a focused platform for dialogue, knowledge-sharing, and cross-industry collaboration. Leaders appreciated the personalized format, noting the importance of having a collections-exclusive forum addressing sector-specific challenges and opportunities. The Bharat Collections Awards & Summit 2025 successfully laid the foundation for what is expected to become a recurring flagship event for the industry, driving responsible, technology-driven, and customer-centric debt recovery practices in India. The summit was made possible by the generous support of our partners: Presenting Partner: Spocto X | Collections Infrastructure Partner: YuCollect | Platinum Partner: DPDzero | Gold Partner: Gnani.ai | CX Partner: Rezo.ai | Fintech SRO Partner: FACE | Exhibit Partners: Creditas Solutions, Rezolv, CredResolve, Paysprint, Neowise.

Krombacher, Germany’s largest privately owned brewery, launched its premium Cola Variant in Dec 2024, SPEZI, in India in partnership with Heimat Beverages (Nirmaan Group). The Distribution is gaining lot of traction and currently is getting distributed Across Mumbai, Delhi, Bangalore, Goa and Gujarat. While talking to the Founder of Heimat Beverages, Padmanabh Shah, he said “The Demand from General Trade, Modern Trade, Amazon and HoReCa is highly encouraging and the repeat orders are a testament to the same. We are also getting lot of corporate orders for Gifting purpose.“ Mr. Padmanabh Shah Mr Shah added, “SPEZI is a sparkling, fresh mixed drink made from cola and orange soda. The fizzy cola mix is non-alcoholic. Flavor plays an important role in soft drink selection, and expanding flavor variety is what is creating the add-on demand. SPEZI is a Fun Drink and India is Loving it.” To amplify awareness, Heimat has rolled out an all-India campaign inside PVR INOX cinema lobbies, matching Spezi’s bright visual identity with high-footfall movie nights. Parallelly, a digital-push is given to consumers in immersive ways to share the cola-orange experience online. The dual approach-for reach and performance marketing for precision-reinforces Heimat’s data-led philosophy while building Spezi’s as a playful drink.

Adding another prestigious accolade to its growing list of achievements, SRM University-AP, Amaravati, secured the top position in “The New-Age Emerging University” segment by the Indian Institutional Ranking Framework (IIRF) 2025 under the Private University category. The IIRF evaluated leading educational institutions across the country based on comprehensive metrics, including Teaching-Learning Resources and Pedagogy, Research, Industry Income and Integration, Placement Strategies and Support, Future Orientation, External Perception and International Outlook. These parameters offer a balanced and holistic assessment, providing students, parents, and educators with an objective framework to evaluate institutional quality and performance. SRM University-AP, Amaravati SRM University-AP achieved top scores across these critical benchmarks, and claimed the top spot, reaffirming its position as a university committed to academic excellence, impactful faculty research, and transformative student outcomes. Dr P Sathyanarayana, Pro Chancellor, SRM University-AP, added, “The journey of SRM-AP has always been about pushing boundaries, whether in pedagogy, research, or student empowerment. Securing this top rank further validates our vision of creating a future-ready, student-centric learning ecosystem. We will continue to embrace innovation and strive for even greater heights.” Prof. Manoj K Arora, Vice Chancellor of SRM University-AP, expressed his delight, stating, “This recognition by IIRF is a testament to the dedication and innovation of our faculty, students, and staff. At SRM-AP, we are not just building a University, we are nurturing future leaders who are ready to thrive in a dynamic world. Our focus on cutting-edge research, industry collaboration, and a global outlook continues to set us apart as a new-age university.” The universitys holistic approach, marked by multi-disciplinary learning, international partnerships, and robust industry linkages, is paving the way for its students to become global achievers.

BlinkX, the high-performance digital stockbroking platform by JM Financial, has launched its Silver Subscription Plan – Free for 2 Months, aimed at giving traders an affordable gateway into its powerful, feature-rich trading ecosystem. The Silver Plan, priced at ₹249, is now available at zero cost for a limited period. This offer allows traders to execute up to 50 lots per day without any brokerage fees, offering significant savings and empowering them with a premium trading experience. This strategic offering reaffirms BlinkX’s trader-first approach and commitment to reducing the cost of trading for India’s growing community of DIY traders. BlinkX Launches Free Silver Subscription Plan to Empower Options Traders This launch is a part of BlinkX’s broader mission to democratize access to sophisticated trading tools and promote an environment of empowered, data-driven trading. The free plan allows users to explore advanced features and trade with zero brokerage, opening doors to more cost-efficient strategies for options traders. Commenting on the launch, Mr. Gagan Singla, Managing Director at BlinkX, said, “We are excited to offer the Silver Plan for free to empower more traders to experience our platform. Trading is a serious craft, and our goal is to remove friction while delivering performance, intelligence, and flexibility. This free plan will help traders of all levels to explore our tools and unlock new levels of efficiency.” BlinkX is currently offering the Silver Plan worth ₹249, free for 2 months. This allows new users to place up to 50 free lots every trading day, bringing significant savings. For example, an active options trader placing 10 orders a day typically incurs around ₹200 (assuming Rs.20 per order) in daily brokerage. Over 2 months (assuming 20 trading days per month), this amounts to nearly ₹8,000 – savings now accessible at zero cost through this plan. The Silver Free Plan not only removes the brokerage barrier but also offers access to BlinkX’s advanced suite of features such as F&O Research Calls for strategic decision-making, advanced Option Chains for comprehensive data analysis and order Slicing for executing large trades seamlessly. With a design tailored specifically for professional traders, BlinkX’s robust mobile and desktop platforms offer reliability and speed even during peak market hours. Traders can access these features at zero cost during the trial and experience the platforms true value. BlinkX has recently introduced a new pricing innovation – subscription-based trading – with three tailored plans to meet varying trader needs: Silver Plan: Trade up to 50 lots/day; available at ₹249 for 2 months – now free for a limited time Gold Plan: Trade up to 100 lots/day Platinum Plan: Trade up to 1000 lots/day All plans are available in durations of 2, 6, and 12 months, making them flexible for different trader profiles. To know more and explore subscription plans, visit: blinkx.in/charges About BlinkX BlinkX by JM Financial is a zero-brokerage trading platform designed to offer a seamless trading experience for advanced traders. With zero brokerage across Equity, NSE F&O, IPOs, and Currency segments, BlinkX is redefining affordability through its innovative subscription-based pricing models. With its focus on high-volume options trading, BlinkX uses a trader-first mindset, offering premium features and fast execution. The App was launched in April 2023, and has now crossed 1M downloads in December 2024 with an App Store rating of 4.7. With an aim to deliver speed and precision, BlinkX is reimagining the future of trading in India. All Products Standard Disclaimer Investments in securities market are subject to market risks, read all the related documents carefully before investing. MTF is subject to the provisions of SEBI Circular CIR/MRD/DP/54/2017 dated June 13, 2017 and terms and conditions mentioned in rights and obligations statement issued by JM Financial Services Ltd. U.S. Investing is offered through the digital trading platform of Stockal, JM Financial Services (JMFS) is merely referring/introducing the Stockal Platform. Client details will be shared with Stockal with expressed consent from clients. All dealings including KYC will be executed by Stockal directly with client and JMFS will not incur any personal financial liability. 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SRAM & MRAM Group, a global conglomerate with interests across fintech, healthcare, AI, agriculture, biotechnology, and more, proudly marked its 30th anniversary with a grand international celebration in London. On this momentous occasion, the Group announced the signing of a landmark USD 500 million contract between India’s Mont Vert Group and Kazakhstan’s Big B Corporation to build a state-of-the-art Medical University and Hospital in Kazakhstan. SRAM & MRAM – Group Celebrates 30 Glorious Years Announces USD500 Million Indo-Kazakh Medical Project in London This landmark deal signals SRAM & MRAM Group’s growing commitment to global healthcare and education infrastructure. Driving the Vision: Ajay Bhandari and Mahendra Joshi Lead the Charge The agreement was made possible through the efforts of Mr. Ajay Bhandari, Director, Big B Corporation, and Mr. Mahendra Joshi, Director, SRAM & MRAM Group. Their leadership, international collaboration, and strategic insight were key in structuring and executing the project. They were ably supported by Mr. Nitin Gupta, Director, SRAM & MRAM India, who helped align all stakeholders and facilitate the successful closure of the deal. Mont Vert Group: A Legacy of Trust and Quality from Pune The construction and development responsibilities have been entrusted to Mont Vert Group; one of Pune’s most reputed and trusted real estate developers. Mr. Jayant Kaneria, Chairman, and Mr. Neeraj Kaneria, Managing Director, bring over three decades of industry experience with a portfolio exceeding 6.8 million sq. ft. of delivered residential and commercial projects. SRAM & MRAM Group expressed deep pride in partnering with Mont Vert Group, acknowledging their longstanding commitment to quality, transparency, and timely delivery. “Mont Vert Group represents the highest standards of Indian real estate leadership,” said Dr. Sailesh Lachu Hiranandani, Chairman, SRAM & MRAM Group. “Their proven track record and commitment to excellence make them an ideal partner for this international healthcare initiative.” Event Highlights and Attendees The announcement was made during SRAM & MRAM’s anniversary celebration on Raven’s Ait Private Island, London, in the presence of esteemed dignitaries and global business leaders. Key dignitaries included: Mr. Jayant Kaneria, Chairman, Mont Vert Group Mr. Neeraj Kaneria, Managing Director, Mont Vert Group Mr. Ajay Bhandari, Director, Big B Corporation (Kazakhstan) Mr. Mahendra Joshi, Director, SRAM & MRAM Group Mr. Nitin Gupta, Director, SRAM & MRAM Dr. Swapnil Kamble, Director, SRAM & MRAM India “As we celebrate three decades of transformative work across sectors, this partnership marks a new chapter in our journey,” said Dr. Hiranandani.“With this project, we reinforce our commitment to driving positive change globally through healthcare, innovation, and collaborative growth.” About SRAM & MRAM Group Founded in 1995, SRAM & MRAM Group is a global enterprise headquartered in London, with operations in over 60 countries. The group works across sectors including fintech, AI, healthcare, agriculture, mining, biotechnology, and semiconductors, and continues to drive large-scale global projects with impact.

Prowatch, the smartwatch portfolio of India’s leading smartphone brand Lava International Ltd., brings an unmissable launch day offer for its recently launched Prowatch Xtreme, the brand’s most advanced smartwatch yet. As part of an exclusive Amazon sale starting at 12 PM on Monday, 16th June, the first 50 customers can purchase the smartwatch for just Rs. 16.To avail this offer on the silicone variant, buyers must use the coupon code “XTREME16” at checkout. Prowatch Xtreme Sale Offer Prowatch Xtreme, an upgraded version of the popular Prowatch X, blends high-performance hardware with software enhancements. It stands out with its vibrant 1.43-inch AMOLED display, offering a high-resolution 466 466 pixel density, 326 PPI, and up to 500 nits’ brightness, ensuring crystal-clear visibility in any lighting. The display is safeguarded by Corning Gorilla Glass 3 and supports Always-On Display, allowing users to stay updated. With over 110 customizable watch faces, it’s designed to suit every mood and moment. Crafted for durability and style, the smartwatch features a sandblasted and oxidized aluminum alloy body, making it both lightweight and rugged. Rated IP68 water-resistant, it’s built to endure workouts, splashes, and everyday adventures. Backed by a 300mAh battery, it delivers up to 10 days of usage, 5 hours of Bluetooth calling, and 17 hours of GPS tracking, all powered by the ATD3085C chipset with smooth Bluetooth 5.3 connectivity. Prowatch Xtreme comes with 110+ sports modes, structured running courses, and Intelligent Exercise Recognition. Its HX3960 PPG heart sensor ensures accurate heart rate and SpO2 racking, along with advanced features like VO2 Max, HRV, body energy monitoring, and post-workout recovery analysis. What sets it apart is the seamless integration with Google Fit and Health Connect, helping users sync and view data from multiple fitness apps in one dashboard. Outdoor explorers will appreciate the built-in barometer, altimeter, and compass, while productivity tools like event reminders, Pomodoro timer, gesture controls, and Find My Watch/Phone bring smart convenience to everyday life. Compatible with both Android and iOS, the Prowatch Xtreme also comes with an industry-leading 2-year warranty, reaffirming Lava’s promise of reliability and performance. Prowatch Xtreme will be available exclusively on Amazon starting today at 12 PM, and comes in three sleek variants: Silicone, Nylon, and Metal, to suit a variety of styles and preferences. Silicon strap will be free with the Nylon and metal variants. Beyond the special Rs. 16 drop for the first 50 units, customers can also enjoy launch day discounts across all variants, along with an additional 1,000 off on select bank cards. The sale will go live exclusively on Amazon at 12PM on June 16, 2025. Shop here:www.amazon.in/bnode=207709323031&ref=EXT_lava Offers beyond first 50 units: Variant Amazon Special Price Launch Day Offer (June 16) Additional Bank Offer Net Effective Price (incl. of bank offer) Silicone Rs. 4,499 Rs. 3,999 Rs. 1,000 off on leading bank cards Rs. 2,999 Nylon Rs. 4,699 Rs. 4,199 Rs. 1,000 off on leading bank cards Rs. 3,199 Metal Rs. 4,999 Rs. 4,499 Rs. 1,000 off on leading bank cards Rs. 3,499 Specifications: Specification Details Screen Size 1.43 inch Screen Type AMOLED IP Rating IP68 Water Resistant Glass Cover Corning Gorilla Glass 3 Connectivity Bluetooth 5.3, Seamless Bluetooth Calling & Quick Replies Body Type Aluminium Metal Alloy with Sandblasted & Oxidized Finish Battery 300mAh, 8-10 Days Battery Backup, 5 Hours Bluetooth Calling, 17 Hours GPS Usage Chipset ATD3085C Screen Resolution 466 466 Brightness 500 nits Display Features Always-On Display, 326 PPI Density Warranty 2 Years App Support Android & iOS Sensor 6-Axis G-Sensor for High-Precision Motion Tracking PPG Heart Sensor HX3960 PPG Heart Sensor for Accurate Heart Rate & SpO₂ Monitoring GPS In-built GPS Sports & Fitness 110+ Sports Modes, 6 Structured Running Courses, Intelligent Exercise Recognition (IER), Aerobic Training Effect Health Tracking Body Energy Monitor, VO₂ Max, Heart Rate Variability (HRV), Post-Workout Recovery Analysis, SpO₂ Monitoring (Manual & Continuous), Smart Sleep Tracking, Breathing Exercises Explorer Suite In-built Barometer, Altimeter, Compass (ABC) Productivity Find My Watch & Phone, Quick Replies, Event Reminders, Pomodoro Timer, World Clock, Stopwatch with Lap Tracking, Google Fit Integration Additional Features Air Quality Index (AQI) Monitoring, Gesture Controls (Raise-to-Wake, Cover-to-Sleep), 110+ Customizable Watch Faces About Prowatch Prowatch, the smartwatch accessory sub-brand of Lava is dedicated to offering superior user experience through quality and accuracy. With a robust lineup across three price segments-the V Series for entry-level, Z Series for mid-range, and X Series for flagship devices-Prowatch continues to innovate and expand its market reach. Connect with us on Instagram, YouTube, and Facebook. About Lava International Limited #ProudlyIndian | Made in India, Made for India Lava International Limited, headquartered in Noida, Uttar Pradesh, is a pioneering mobile handset and solutions company in India, founded in 2009 with the vision to empower individuals. The companys corporate office and manufacturing facility, equipped with a production capacity of 42.52 million handsets per annum, are strategically located in Noida. Lavas commitment to innovation is reflected in its two state-of-the-art research and development centers in Noida, housing dedicated teams in software and hardware design. The companys extensive nationwide presence is facilitated by a robust retail network of 1.65 Lakh retailers, directly served by over 1000 distributors, and supported by a vast after-sales service network of 800+ professionally managed service centers. The brand has a global presence in 20+ countries. Beyond smartphones, Lava is expanding its product portfolio into accessories to offer a complete ecosystem to the consumers. The portfolio includes smartwatches, neckbands, earbuds, and a suite of True Wireless Stereo (TWS). The brands credibility is underscored by being ranked the Most Trustworthy Brand in the CMR Retail Sentiment Index. Connect with us on Instagram, YouTube, and Facebook.

This Father’s Day, Club Aqua at AIPL DreamCity, Ludhiana brought together the city’s vibrant running community for a high-energy Father’s Day Morning Run, hosted in collaboration with the Ludhiana 10K Run and Runners Brew Club. The event was a heartwarming and energetic celebration that beautifully blended fitness, family bonding, and community spirit. Club Aqua, AIPL DreamCity, Ludhiana Held early on Saturday morning, June 14, the 5 KM run saw enthusiastic participation from over 150 runners, ranging from seasoned athletes to first-time joggers – all united by the shared goal of celebrating fatherhood in an active and meaningful way. The morning began at 6:00 AM with participants assembling at Club Aqua, and the run flagged off sharply at 6:30 AM. The energy was palpable as runners set off on the well-marked route, cheered on by friends, family, and fellow fitness lovers. Post-Run Chill at Club Aqua: After crossing the finish line, participants were treated to a thoughtfully curated post-run experience that included: Pickleball Trial Sessions: Fun-filled and engaging trial games introduced attendees to this fast-growing sport. Brunch at The Willow: A delicious, health-conscious breakfast spread gave everyone a chance to relax, refuel, and reconnect. “Starts with a run, ends with a brew, and is filled with the kind of energy that keeps you coming back” – this sentiment by Runners Brew Club perfectly summed up the mood of the day. More than just a running group, the club fostered an atmosphere of camaraderie, laughter, and shared wins. The event was a unique initiative by Club Aqua to encourage a healthier lifestyle while offering a refreshing way to celebrate Father’s Day. It reinforced AIPL DreamCity’s commitment to building communities centered around wellness, activity, and joyful experiences. For event highlights and more, visit: www.instagram.com/p/DKy9KgiJ9HV/igsh=c2Y0dTNnZnBjaGtw

In a moment of both celebration and cultural significance, the Governor of Haryana, Bandaru Dattatreya, unveiled the official 2025 trophy of the prestigious Dadasaheb Phalke International Film Festival (DPIFF) on the occasion of his 78th birthday at Raj Bhavan, Haryana at Chandigarh. The unveiling served as a dual tribute honouring the Governor’s distinguished legacy of public service and celebrating the transformative power of Indian cinema. DPIFF CEO Abhishek Mishra along with Haryana Governor Bandaru Dattatreya at Haryana Raj Bhavan The exquisitely crafted trophy, a symbol of cinematic excellence, cultural richness and national pride, was unveiled in the presence of Abhishek Mishra, CEO of DPIFF, who was formally invited by the Hon’ble Governor for a dialogue on leveraging cinema as a tool for cultural progression and promotion of Indian tourism. The meeting reflected a shared commitment to strengthening India’s cultural identity through meaningful creative collaboration. Held at Raj Bhavan, Haryana, the discussion explored cinema’s evolving role in shaping India’s socio-cultural narrative, driving global engagement and preserving the country’s artistic heritage. The Governor and CEO Abhishek Mishra exchanged insights on how film festivals like DPIFF can serve as platforms for cultural diplomacy, youth engagement and global storytelling. “It was an honour to interact with the Hon’ble Governor of Haryana, Shri Bandaru Dattatreya ji,” said Abhishek Mishra. “His profound understanding of the arts and cultural heritage of India is truly inspiring. Our discussion reaffirmed our shared belief in cinema as not just a medium of entertainment, but as a bridge to connect people, promote tourism and preserve the soul of Indian culture.” This engagement marks the Governor’s continued support for DPIFF, having previously extended his blessings to the festival’s annual award ceremony that celebrates excellence in Indian cinema while promoting traditional values and national heritage. A respected statesman and former Union Minister for Labour and Employment, Shri Bandaru Dattatreya has long been an advocate for youth empowerment, social equity and the preservation of Indian art forms. His unwavering dedication to inclusive development and cultural preservation resonates deeply with DPIFF’s mission to uphold the legacy of Dadasaheb Phalke, the father of Indian cinema. As the Dadasaheb Phalke International Film Festival approaches its much-anticipated 2025 edition, it continues to receive widespread recognition and support from dignitaries and institutions across the nation cementing its status as a custodian of cinematic heritage and a beacon for India’s cultural and creative resurgence. For more details about Dadasaheb Phalke International Film Festival – DPIFF visit: dpiff.in/blog/

Bajaj Markets, a leading digital financial marketplace, gives individuals a simple way to check their CIBIL score, at zero cost. There are no forms and no waiting time is involved. This quick service helps people understand their credit standing and take better control of future borrowing. Check CIBIL score before a personal loan application! With just a few easy steps, anyone can view their score and start making smarter financial choices. Using this free tool often can help users prepare for credit approvals and better loan offers. Why a Strong CIBIL Score Matters to Lenders Lenders use the CIBIL score to quickly understand an individuals credit behaviour and repayment track record. A higher score often signals responsible credit use, making the applicant more likely to repay on time. This helps lenders reduce risk and speed up decision-making, especially when dealing with large loan amounts or unsecured credit. Users check CIBIL score for personal loan applications. Here are some easy steps that can help raise the CIBIL score and build stronger credit over time: Always pay loan EMIs and credit card bills on or before the due date Avoid applying for multiple loans or credit cards within a short time Maintain a mix of secured and unsecured credit to show balanced usage Check the credit report often to spot and correct any errors Keep credit use low and avoid using the entire limit available Along with free CIBIL score checks, Bajaj Markets offers a wide range of financial products and services. These include personal loans, credit cards, insurance plans, investment tools, and savings options-all available through a trusted and easy-to-use platform. About Bajaj Finserv Direct Bajaj Finserv Direct, a subsidiary of Bajaj Finserv, is one of the fastest growing fintech companies in India. It has two primary arms, Bajaj Markets, a financial marketplace, and Bajaj Technology Services, a tech solutions provider. Bajaj Markets is a marketplace that offers multiple financial products across all categories such as Loans, Cards, Investments, Insurance, Pocket Insurance, Stock Market, electronics via ONDC and Value-Added Services (VAS). Bajaj Markets has partnered with trusted financial brands to offer “India ka Financial Supermarket”. A one-stop destination where its customers can explore a host of products that can help them achieve their financial life goals. Having started its journey as a fintech, Bajaj Finserv Direct has also built a very strong technology services business – Bajaj Technology Services, through which it offers a wide gamut of digital technology solutions spanning Experience, Commerce, Engineering, CRM, Data & AI, Cloud, Digital Agency, and Emerging Tech practices.   Visit the Bajaj Markets website or download the Bajaj Markets’ app from the Play Store or App Store to experience “India ka Financial Supermarket”. To know more about Bajaj Technology Services, visit www.bajajtechnologyservices.com.